female retiring single

Preparing to Retire Single

Unmarrieds need to approach retirement planning pragmatically.                 In an ideal world, it would be simple to prepare for a solo retirement.You would just save half as much as a couple saves, buy half as much insurance coverage, and expect to live on half the income. Reality dictates […]

Read More »
financial stress

Debts Put Stress on Boomer Relationships

Financial worries are creating problems for baby boomers. Debts incurred by one partner or both partners are one of the main sources of financial worries. There was a recent poll taken by “Fidelity” that analyzed how money problems affected baby boomer relationships.   There were 1,662 couples polled for the survey. Thirty-nine percent of the […]

Read More »

How to Develop Smart Spending Habits

The importance of developing smart spending habits is critical at any stage in life. However, when you are retired and living on a fixed income, the matter of moderating spending becomes even more critical. Many seniors are faced with a dire financial situation at some point because of overspending. Fortunately, there are some smart steps […]

Read More »

Raiding Your Retirement to Pay for Caregiving

Recent research indicates that 20 percent of those caregiving a family member or friend due to illness or age have been forced to use retirement funds to cover the cost. While these acts of sacrifice are understandable, they are often done without looking into alternative resources that can ease the financial load. The Transamerica Institute […]

Read More »

Enjoy the Rally, But Prepare for the Retreat

Investors may be lulled into a false sense of security by this market. Will the current bull market run for another year? How about another two or three years? Some investors will confidently say “yes” to both questions. Optimism abounds on Wall Street: the major indices climb more than they retreat, and they have attained […]

Read More »

Will You Be Prepared When the Market Cools Off?

Markets have cycles, and at some point, the major indices will descend.  We have seen a tremendous rally on Wall Street, nearly nine months long, with the S&P 500, Nasdaq Composite, and Dow Jones Industrial Average repeatedly settling at all-time peaks. Investors are delighted by what they have witnessed. Have they become irrationally exuberant?  The […]

Read More »
Protect your assets

How to Preserve your Assets from Nursing Home Costs

Care facilities provide a valuable service to the disabled and elderly. Often, people are in nursing homes because they have no one to care for them or because their family is unable to provide the level or type of care required. Unfortunately, nursing homes are expensive. Nursing home costs leave many seniors no choice but […]

Read More »
Financial Security

Money Habits That May Help You Become Wealthier

Financially speaking, what do some households do right? Why do some households tread water financially while others make progress? Does it come down to habits? Sometimes the difference starts there. A household that prioritizes paying itself first may end up in much better financial shape in the long run than other households. Some families see […]

Read More »
HAVE QUESTIONS?
CALL NOW AT 866-289-0759
OR
REQUEST A FREE CONSULTATION